9:41
Backbase.
Digital Bank · Business

Complete a few simple steps to open your corporate account.

🔒 Secured & regulated by SAMA
Backbase
🌐 عربي
Welcome to

Backbase Digital Bank

Manage your business accounts with secure, easy-to-use digital banking.

Welcome back

Sign in to your Backbase business account.

National ID / Iqama or User ID
Enter your ID
Password
••••••••

Forgot password?

This prototype focuses on the new-customer onboarding journey. Tap below to start it.

What best describes you?

We tailor the required checks and documents to your legal entity type.

Freelancer

Working under an HRSD / Absher freelance certificate — no CR.

Establishment

Sole proprietorship — CR-registered, individually owned.

SME / Micro-enterprise

Corporate form — CR entity with partners & appointed managers.

ℹ️

Application process

Follow these steps to complete your application.

🧭Tip: tap the ☰ menu at the top-right any time to see which step you're on.

Verify your identity

Choose how you'd like to confirm your identity. Both routes are SAMA-approved — pick whichever suits you.

Nafath — national identity

Biometric / app approval. Auto-fills your details from the national record.

RECOMMENDED

Mobile OTP

Verify with a one-time code sent by SMS to your registered mobile.

🔀Both routes are enabled. After successful verification, you'll continue to capture the required details.
Nafath نفاذ

National Single Sign-On. Enter your ID number and press login — you'll approve the request in your Nafath app.

National ID / Iqama number
Demo sample: 1098765432 tap to fill
🔒Used by 150+ Saudi banks & government services. Reduces identity verification from ~5 days to ~15 minutes.

Open your Nafath app and select this number

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NAFATH APP · incoming request

Tap the number that matches the one shown above. You have 60 seconds.

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Enter your Nafath PIN

The 6-digit code you created in the Nafath app.

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Verifying with Nafath…

Identity verified

Nafath confirmed your national identity & liveness.

Confirm your details

We've fetched these from Nafath. Please review before continuing.

✓ Retrieved via Nafath e-KYC
ℹ️Your email will be your User ID for login.

Enter your mobile number

We'll send a one-time SMS code to verify it.

Mobile number
🇸🇦+966
Demo sample: 53 425 9008 tap to fill
📩 An SMS OTP will be sent — SAMA requires customer notification from the first touchpoint.

Type the 6-digit code we sent

Enter the code sent to

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Didn't get it? Resend code

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OTP Verified Successfully!

Your mobile number is verified.

Let's get to know you better

Review and complete your contact details for the account.

Full name (as per National ID) *
Mobile number *
🇸🇦+966
Email ID *
National ID / Iqama *
✓ Identity verified. Your email will be your User ID for login.

Demo sample: tap to fill

Your business details

Auto-filled from Wathq. Review and confirm.

✓ Retrieved via Wathq · Ministry of Commerce

Owners & signatories

Pulled from Wathq's partners & managers. Confirm the signatory authority.

Signatory authority *

Sole signatory

You alone can authorize transactions.

Joint signatories

Two or more partners must approve together.

Financial & risk disclosures

Required for SAMA AML/CTF compliance.

Politically Exposed Person (PEP)?
Self-declaration for you or close associates.
Source of funds *
Expected monthly transaction volume *
Purpose of account *
🛡️Screened against AML/CTF sanctions lists. A ZATCA VAT-status & GOSI payroll cross-check runs in the background where applicable.

Add your financial info

Helps us set the right limits for your account.

Annual turnover
SAR
Do you carry out cash transactions?
Average monthly cash deposit
SAR
Average monthly cash withdrawal
SAR
Inward & outward remittances?
Average monthly inward remittance
SAR

Pick the services you need

Your Current Account in SAR is set up automatically. Add any services you'd like.

Monthly statements
PDF statement to your email
SMS alerts
SAMA-mandated transaction notifications
Cheque book
First book issued free
Mada debit card
Business debit card with controlled activation
Online & mobile banking
Full corporate banking access
POS terminal
Accept card payments in-store

Terms & consent

Please review and agree before signing.

FATCA / CRS declaration

I confirm I am not a U.S. person for tax purposes and the tax-residency information provided is accurate.

Digital signature here

Sign with your finger to authorize your application.

Clear signature

One last confirmation

SAMA requires an out-of-band confirmation for enterprise accounts. Our call-centre will call to confirm your request.

Confirmation channel
Call centre · +966 8001240000
Scheduled
Preferred time
📞Please keep your registered mobile reachable. Verified transactions require the confirmation call to complete before activation.

Thank you!

3Business days
00Hours
SAMAReview window
Application status
Submitted & identity verified
Nafath / OTP + Wathq complete · SMS sent
Out-of-band confirmation call
Call-centre will confirm your request today
Back-office review & approval
Within the 3-business-day SAMA window
Card & service activation
Secure in-app Mada card activation
Choose a call time